( More Information )Short Term Life

Short Term Life Insurance.

Our Short Term Life Insurance plan is designed to provide affordable protection for temporary situations, such as if you need coverage while you are between jobs. Provides benefits for death due to sickness and illness as well as accidents.

Overview of benefits:

• provides coverage for 1 Full Year
• one single up-front payment makes coverage more affordable than monthly plans
• coverage amounts of $25,000/$50,000/$75,000/$100,000
• no medical exames required (health questions and related information determine your approval)

( More Information )10-Year Term

The quickest and easiest way to protect your family.

Stonebridge Life's 10-year term product provides your family with a decade of security and protection at a reasonable initial cost and without the hassles of medical exam.

Overview of benefits:

• offered for ages 18-59
• coverage amounts of $25,000/$50,000/$75,000/$100,000
• coverage ends after 10 years
• no medical exames required (health questions and related information determine your approval)
• rates based on current age when you apply
• rates guaranteed the first year with no individual rate increases (your rate can change only if rates are changed by class for everyone insured)
• coverage you own, independent of employer and/or pension plans

( More Information )20-Year Term

Provides affordable longer lasting coverage for your family.

When you are looking to protect your family and household on a longer term basis, Stonebridge Life's 20-year term product provides the coverage you need at a price you can afford.

Overview of benefits:

• ages 18-50
• coverage amounts ranging from $25,000 to $200,000
• coverage ends after 20 years
• no medical exam for coverage amounts up to $100,000 (health questions and related information determine your approval), but exam required for higher amounts
• rates based on current age when you apply, gender & tobacco use
• no individual rate increases during the 20-year term (your rate can be changed only if rates are changed by class for everyone insured)
• coverage you own, independent of employer and/or pension plans

( More Information )Accidental Death

Help protect your family from one of America's leading causes of death.

Accidents are the 5th leading cause of death in America overall and 1st for those age 44 or younger. In fact, auto accidents alone account for 117 deaths each day - that's one death every 12 minutes (National Safety Council's Injury Facts 2009). Stonebridge Life's accidental death protection helps provide your family with more peace of mind and freedom from worry.

Overview of benefits:

• $50,000 for Accidental Death
• ages 18-60 (18-54 in CA)
• guaranteed acceptance
• no medical questions or exam required

( More Information )Accident Hospital Indemnity

Don't let a trip to the hospital steal your family's nest egg.

Every second, someone is injured in an accident (National Safety Council's Injury Facts 2009). With today's escalating medical costs, insurance deductibles and co-payments, a trip to the hospital can become very costly. Missing several days of work can quickly add to those costs. Stonebridge Life's Accident Hospital Indemnity product can help offset some of those costs while you focus on getting yourself healthy again.

Overview of benefits:

• $200 per day for Hospital Stay
• $200 per day for Intensive Care or Burn Unit
• $200 per day for Emergency Treatment
• ages 18-64 (18-54 in CA)
• guaranteed acceptance
• no medical questions or exam required

Call Today for More Information : 800-854-6948Medical Plans

Medical insurance just got a whole lot easier.

Finding the right medical insurance plan can be a daunting task. That's why Stonebridge Life Insurance Company has contracted with Agueo Benefits, licensed in all 50 states (under Augeo Affinity Insurance Services, Inc.) to provide individual health benefit solutions with top-rated carriers. Benefit offerings are customized for each individual person's needs and budget. Some benefit offerings are available regardless of pre-existing conditions.

Options Include:

• Major Medical coverage
• Limited Medical coverage
• Dependent Only coverage

( More Information )Standard A or B Plan

Primary dental coverage for your family

This is real insurance, not a discount or membership plan. We offer two plans to fit both your budget and your family's dental needs. You can stay with your own dentist or choose from a network. Your acceptance is guaranteed for either plan.

Overview of benefits:

• up to 100% coverage for Preventative Services, depending upon the plan you choose
• 50% coverage for Basic Services (fillings, anesthesia, etc.)
• 50% coverage for Major Services (crowns, root canals, bridges, etc.) after 12 month waiting period

( More Information )1-2-3 Plan

Immediate dental coverage with no waiting period.

If you need dental care that can't wait, then the Encore Dental ^SM 1-2-3 Insurance Plan is the one for you. Once you sign-up, your coverage is immediate and your level of benefits increases every year for three years. In your third year – and every year after that -- you receive the maximum level of benefits.

Overview of benefits:

• guaranteed acceptance for you, spouse & children
• 100% coverage for preventative & diagnostic services
• Basic Services at 20% Year 1, 40% Year 2, 80% Year 3
• Major Services at 15% Year 1, 30% Year 2, 50% Year 3

( More Information )Supplemental Plan

A little more dental coverage goes a long way.

You love your job. You love your family. But your employer’s dental plan results in out-of-pocket costs that add up. The Encore Supplemental Insurance Plan has been designed to cover the gap between your primary insurance coverage and the costs of your dental services -- helping eliminate the remaining out-of-pocket costs.

Overview of benefits:

• guaranteed acceptance for you, spouse & children
• Covers out-of-pocket costs
• Basic Dental Services at 50%
• Major Dental Services at 50% after 6 month waiting period
• Coordination of Benefits with your primary insurance

( More Information )PlanPlus

With a PlanPlus card, you can save on dental and medical costs instantly.

PlanPlus offers your family healthcare savings through a discount membership program from Stonebridge Benefit Servies, an affiliated company of Stonebridge Life Insurance Company (PlanPlus is not insurance). Simply show your card when you are paying for services and you'll receive instant savings with no limits and no forms.